Terms, Privacy, & Disclaimers

Effective Date: March 19, 2026

Welcome! At Courage Creatives, we provide educational, coaching, and wellness resources to help professionals live with clarity, courage, and balance. By using this website or our services, you agree to the following terms.

1. Intellectual Property

All website content, courses, downloads, videos, and coaching materials are owned by Courage Creatives or its licensors. You may access them for personal, non-commercial use only. You may not copy, distribute, sell, or share content without written permission.

2. User Content & Comments

• Users may post content or comments in designated areas. Courage Creatives is not responsible for user content.

• You represent and warrant that your posts:

  • Do not violate third-party rights (copyright, trademark, privacy)

  • Are not defamatory, offensive, or illegal

  • Are not used for business solicitation

• By posting, you grant Courage Creatives a non-exclusive license to use, reproduce, or display your content.

• We may remove any content deemed inappropriate or offensive at our discretion.

3. Cookies & Tracking

• This website uses cookies and similar technologies to:

  • Improve functionality and user experience

  • Analyze website traffic and usage

  • Provide personalized content and marketing insights

• Some cookies are required for website operation and cannot be disabled. Optional cookies (e.g., analytics, third-party integrations like video players or scheduling tools) require your consent.

• You can manage cookies through your browser settings. Please note that disabling certain cookies may affect website functionality.

• By using this website, you consent to our use of cookies in accordance with this policy.

4. Coaching & Services

Courage Creatives offers coaching, courses, and wellness resources for personal and professional development.

• Outcomes depend on individual participation; Courage Creatives does not guarantee results.

• Sessions and services are informational only and do not replace medical, mental health, legal, or financial advice.

5. Coaching & Wellness Disclaimer

• Coaching is not psychotherapy or crisis counseling.

• For emergencies or urgent mental health concerns, please contact qualified professionals or emergency services immediately.

• Clients are responsible for their own decisions, actions, and results.

6. Hyperlinks & External Content

• We may provide links to third-party websites for convenience. Courage Creatives is not responsible for their content, privacy practices, or security.

• Linking to Courage Creatives requires prior permission unless you are a government, educational, or accredited organization and follow proper guidelines.

7. Limitation of Liability

To the maximum extent permitted by Nevada and federal law:

• Website use and services are provided “as is”

• Courage Creatives is not liable for any direct, indirect, incidental, or consequential damages arising from website use, third-party services, or coaching outcomes

• Liability for death, personal injury, fraud, or obligations that cannot be limited by law is not excluded

8. Privacy, Data Protection & Cybersecurity

• Information collected: Name, email, billing info, course registrations, and inquiries

• Use: Provide services, process payments, communicate updates, improve website, and send newsletters (you may unsubscribe anytime)

• Sharing: Only with trusted service providers (payment processors, email platforms, scheduling tools). We do not sell your data

• Cybersecurity: We implement reasonable technical, administrative, and physical safeguards to protect personal information. However, no online transmission or storage system is completely secure. You acknowledge and accept this residual risk.

• Your rights under Nevada law: Access, correct, or delete your personal information by contacting maria@couragecreatives.com

9. Governing Law & Dispute Resolution

• These terms are governed by Nevada law and applicable U.S. federal laws.

• Any disputes arising from the use of this website or services must first be submitted to mediation before any legal action. Mediation will take place in Clark County, Nevada, unless otherwise agreed.

10. Updates

We may update these terms or policies at any time. Continued use of the website constitutes agreement to updated terms.

Your growth, wellness, and courage are our focus. We provide guidance, tools, and support—but your journey is yours to lead. 💛